প্রাইজবন্ডের পুরস্কার কীভাবে দাবি করবেন?

Have you found your prize bond number on the winning list? Congratulations! Now you need to know how and where to collect the prize money. The complete process is described in detail below.

Time Limit for Claiming the Prize

You must claim the prize money within two years from the date of the draw. After two years, the prize is automatically forfeited and no further claims will be accepted.

Where to Go?

• Any Scheduled Bank: You can claim the prize at any branch of a public or private scheduled bank in the country.
• Bangladesh Bank: You can claim directly at the Motijheel branch or other divisional city branches of Bangladesh Bank.
• National Savings Bureau: Prizes can also be collected from branches of the National Savings Directorate.

Documents Required

• Original Bond Certificate: The actual winning bond must be submitted. Photocopies are not accepted.
• National ID Card:Original and photocopy of the claimant's National ID card or passport.
• Two Passport-size Photos: Recent passport-size photographs.
• Bank Account Details: For large prize amounts, bank account information may be required.
• Application Form: A prescribed form provided by the bank must be filled out and submitted.

Bond Not Returned

According to the rules, the winning bond is not returned to the customer. However, its face value of 100 BDT is paid along with the prize money. For example, if you win a prize of 6 lakh BDT, you will receive a total of 6,00,100 BDT (before source tax deduction).

Tax Deduction

According to the Income Tax Act 2023, a 20% source tax is deducted from the total prize amount and the remaining money is paid to the winner. That means on a prize of 6 lakh BDT, you will receive 4,80,080 BDT in hand (after a deduction of 1,20,020 BDT as tax).